The Foundation’s financial education is designed to complement MC3, CTE, apprenticeship-readiness, mentorship, and workforce-development programming helping future workers prepare for both career success and financial stability.
Starting a career means learning to manage the opportunities that come with it. Financial education is integrated into workforce programming helping future workers build the skills they need alongside their trade training.
The Foundation’s approach connects financial readiness directly to career readiness. Participants learn how apprenticeship wages progress, how benefits work, and how to build long-term stability all alongside the technical and professional skills they’re developing.
Practical financial education designed to prepare future workers for the realities of career wages, benefits, and long-term planning.
How apprenticeship wage progression works from entry-level to journeyman.
Track expenses, build a realistic budget, and take control of monthly finances.
Open checking and savings accounts, understand fees, and use banking tools effectively.
Understand credit scores, build credit responsibly, and protect your financial reputation.
Understand withholdings, deductions, and how take-home pay is calculated.
How employer-sponsored health insurance, dental, and vision benefits work.
Learn how defined-benefit and defined-contribution retirement plans accumulate.
Build an emergency fund to weather unexpected expenses and career transitions.
Understand loans, interest rates, and strategies for managing debt wisely.
Set financial goals and develop strategies for long-term career and financial success.
Plan financially for career changes, layoffs, or moving between employers.
Access the FDIC’s free financial education curriculum for all ages.
Flexible formats designed to reach participants where they are in training centers, workplaces, community spaces, and online.
Hands-on financial literacy workshops integrated into apprenticeship-readiness programs, MC3 curriculum, CTE initiatives, and LevelUp mentorship sessions.
Financial professionals banks, credit unions, CPAs, and benefit-fund specialists lead targeted sessions on payroll, taxes, benefits, and retirement planning.
Self-paced financial education materials, including the FDIC Money Smart curriculum, available online for participants to learn on their own schedule.
The Foundation connects participants to the FDIC’s Money Smart program a trusted, free financial education curriculum designed to help people build skills and confidence.
Age-appropriate financial education for K-12 students, teaching foundational concepts like saving, spending wisely, and earning money.
Comprehensive financial education covering banking, credit, insurance, investing, and protecting against fraud.
Financial literacy programming is delivered by a network of trusted partners with expertise in financial education, banking, benefits, and retirement planning.
Financial institutions that provide workshops on banking fundamentals, savings, and credit education.
Professional accountants and educators who lead sessions on taxes, payroll deductions, and financial planning.
Specialists in union health, welfare, pension, and annuity funds who explain benefits to apprentices and workers.
Financial literacy programming is made possible through the support of organizations committed to worker financial education and wellness.
